THE TERMS OF USE

Trillion Financial Group reserves the right to change the terms and conditions at any time without advance notice. In such cases, Trillion Financial Group may post change notices directly on the site or may insert links to such change notices.

Any use of the masculine gender on TrillionFinancial.com is for the sole purpose of brevity; it is not, in any way, intended to be discriminatory.

Jurisdiction

The site will be governed by and construed in accordance with the laws of the province of Ontario. All disputes, controversies, or claims arising out of or in connection with the site shall be submitted to and be subject to the jurisdiction of the courts of the province of Ontario. Thus, in the event of any suit, action, or proceeding arising out of or in connection with this site, the courts of the province of Ontario will have exclusive jurisdiction.
Information from this site regarding Trillion Financial Group products and services is intended for use in Canada only, in provinces where such products and services may lawfully be offered for use and/or sale, and neither use nor sale is intended where prohibited by law.

1. User Identification

You are not required to identify yourself when making use of the website, except when such identifying information is required to access the site's transactional tools. At the same time, the more accurate, complete and current your personal information, the easier it will be to tailor our services to your requirements.

2. Protection of personal information

Please refer to the site's Confidentiality statement for details about Trillion Financial Group' practices in this area.

3. Restrictions on use of content

It is prohibited to reproduce by any means whatsoever the information, data, text, software, music, sounds, photos, images, videos, communications and other materials (collectively "Content") included with the Service.

More specifically, it is prohibited to:

1. forge headers or otherwise manipulate content transmitted through the Service

2. upload, post, e-mail, transmit or otherwise make available any Content that contains computer viruses or other computer code, files or programs designed to interrupt, destroy or limit the functionality of any software, computer, application or telecommunications equipment (this list may include other elements without limitation)

3. interfere with, disrupt, or make abusive use of the Service, or servers or networks connected to the Service, or refuse to comply with any requirements, procedures, general regulations or regulatory provisions applicable to networks connected to the Service

4. infringe, whether intentionally or not, any existing national or international laws or regulations, or without limitation, any regulations adopted by the Québec securities commission (CVMQ), the Montreal and Toronto stock exchanges, FTSE, NIKKEI, Dow Jones and Nasdaq, or any other rules or regulations with force of law

5. collect and store personal information relating to other users

4. Links to outside Web sites

The Service or third parties may include links to other Web sites or other Internet sources. Since it has no control over these outside sites and sources, Trillion Financial Group is not responsible for their availability, nor can it assume any responsibility for the content, links, advertising, products, services or other materials made available by or through such external sites or sources. Furthermore, Trillion Financial Group is not liable for any loss or damage, caused or alleged to be caused by, or arising in connection with, the use of or reliance on Content, products and services made available on these outside sites or sources.

Consequently, it is up to you to exercise discretion in your use of such Content. Likewise, you are responsible for assuming all inherent risks, particularly when you rely on the timeliness, usefulness or completeness of the content made available on or through the sites or sources referred to by the Service.
Links leading to software download sites are provided for your convenience; Trillion Financial Group is not liable for any difficulty arising from the download of any such software applications.

Links to other sites do not indicate that these outside sites endorse Trillion Financial Group or its products and services.

5. Access to caisses sites

Each Trillion Financial Group caisse is solely and entirely responsible for the information conveyed in the pages of its microsite on TrillionFinancial.com.

6. Financial information

Stock quotes, investment fund values, exchange rates, interest rates and other similar financial data as well as the various product features posted on TrillionFinancial.com are provided for your information only. This information originates from a variety of sources and is updated on a regular basis. Despite every effort to present information that is as up to date as possible, Trillion Financial Group, its officers, managers, employees and agents are in no event responsible for the consequences of any inaccurate information or for any damage sustained as a result of using such information.

7. Statement: information and advice

The Service is provided to you for information purposes only. Therefore, content disseminated in connection with the Service is not destined to be used in conducting transactions or making investment decisions. Trillion Financial Group will not assume any responsibility for the Content or the accuracy of all or part of the information transmitted in connection with the Service. Likewise, Trillion Financial Group will not be responsible for investment orders or decisions based on such information.

8. Information use and storage

Trillion Financial Group may establish general rules and deadlines concerning use of Trillion Financial Group services. This may include, without limitation, determining the maximum number of days of account inactivity and the maximum number of times you may access the Service during a given period of time (as well as the maximum duration of each access session).

Furthermore, Trillion Financial Group is in no way responsible for the personalized settings of site users and does not make any warranty with respect to the deletion of your data or any failure to preserve your data.

9. Changes made to services

Trillion Financial Group reserves the right at any time to change, temporarily suspend or terminate services in whole or in part without informing you in advance. In no event will Trillion Financial Group be liable to you or to any third party for a modification, suspension or termination of services.

10. Termination

Trillion Financial Group reserves the right to terminate access privileges in whole or in part relating to your ID and passwords and to even delete your ID and passwords.

Trillion Financial Group also has the right to remove or relocate any Content made available as part of the Service. This may be done for any reason, including lack of use or in situations where Trillion Financial Group has good reason to believe that you have violated the Terms of Use applicable to this site.

Any termination of your access to the Service consistent with the established Terms of Use will take place without advance notice of any kind. Trillion Financial Group also reserves the right, at any time, to de-activate or delete with immediate effect any folder or any file within a folder, and/or to prohibit future access to such files or to the Service itself.

In no event will Trillion Financial Group be liable to you or to any third party for the termination of your Service access.

11. Warranties

1. Trillion Financial Group makes no warranties, either express or implied, including but not limited to warranties as to the quality of the Service or its fitness for a particular purpose, or as to the non-infringement of the Service's Terms of Use by users.

2. the quality of any product, service, information or other materials purchased or obtained by you in connection with the Service will meet your expectations

3. defects in the Software and Applications, if any, will be rectified

4. You alone will be responsible for any damage sustained by your computer or any loss of data that may result when downloading material

5. No advice or information, whether oral or written, obtained by you from Trillion Financial Group or in the course of using the Service may be construed as creating any warranty not expressly stipulated in the site's Terms of Use.

12. Limitation of liability

To the fullest extent possible pursuant to applicable law, Trillion Financial Group will in no way be liable for any direct or indirect damage, including without limitation the loss of profits, customers or data, or other loss of intangible assets, even if Trillion Financial Group has been advised about the possibility of such damage, that may arise:

1. from the use or inability to use the Service
2. following unauthorized access to the Service by a user or following a change in your transmissions or your database
3. from the actions or conduct of a third party in the course of using the Service

13. Copyrights and trademarks

All information on this Website is protected by copyright. Users may only copy its contents for their own personal use. No one may redistribute, reproduce, republish, store in any medium, retransmit, or modify the information on this Web site for commercial purposes without the written authorization of Trillion Financial Group, or make public use thereof without crediting the source.

All trademarks and logos (including certain names, words, titles, drawings, illustrations and icons) appearing on the site are trademarks or registered trademarks of Trillion Financial Group or third parties. Any use of these trademarks is strictly forbidden without the owner's written authorization. Any unauthorized downloading, retransmission, or other copying or modification of trademarks and/or site content may be a violation of federal or other laws applying to trademarks and/or copyrights and could subject the copier to legal action.

14. Miscellaneous

The Service Terms of Use represent the entire agreement between Trillion Financial Group and you with regard to use of the Service and they supersede any prior agreement between you and Trillion Financial Group concerning use of the Service. You may also be subject to additional Terms of Use specific to certain services, third party content and third party software that will be disclosed to you once you access such services, content or software. The failure by Trillion Financial Group to exercise any rights conferred upon it by virtue of the Terms of Use in no way constitutes a waiver of such rights. Should any provision of these Terms of Use be judged to be invalid by the decision of a court, all other provisions will remain in effect and continue to apply. The section titles in the Terms of Use are provided for information purposes only and have no legal effect.

THIS SITE IS NOT THE PROPERTY OF DESJARDINS FINANCIAL SECURITY. THEY DO NOT HAVE ANY CONTROL OVER THE CONTENT OR THE USE OF THE SITE.

DESJARDINS FINANCIAL SECURITY SHALL NOT BE LIABLE OR RESPONSIBLE TO ANY PERSON FOR ANY HARM, LOSS, OR DAMAGE (WHETHER ARISING IN CONTRACT, TORT, NEGLIGENCE, OR OTHERWISE) THAT MAY ARISE DIRECTLY OF INDIRECTLY FROM THIS SITE, THE USE, INABILITY TO USE, OR MALFUNCTIONING OF THIS SITE OR THE INFORMATION CONTAINED HEREIN, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, THIRD PARTY, OR CONSEQUENTIAL DAMAGES.

Finally, the use of some Trillion Financial Group services may require compliance with additional or specific rules, conditions, provisions or guidelines that will be set forth in a separate agreement. Such rules and guidelines will be considered an integral part of these Terms of Use. In the event of any disagreement or confusion between the Terms of Use and the separate agreement, the latter will prevail.